வங்கிகளில் பணம் எடுப்பதற்கான விதிகள் நாளை முதல் தளர்த்தப்படும் -ரிசர்வ் வங்கி

மும்பை: வங்கிகளில் பணம் எடுப்பதற்கான விதிகள் நாளை முதல் தளர்த்தப்படும் என்றும், பணத்தை 500, 2,000 ரூபாய் நோட்டுகளாக பெற்றுக்கொள்ளலாம் என்றும் ரிசர்வ் வங்கி தெரிவித்துள்ளது.

கறுப்பு பணம் மற்றும் கள்ள நோட்டை ஒழிப்பதற்காக நவம்பர் 8 ம் தேதி இரவு பிரதமர் மோடி பழைய 500 மற்றும் 1000 ரூபாய் நோட்டுகள் செல்லாது என அறிவித்தார். பழைய நோட்டுகளை டிசம்பர் 30 ம் தேதிக்குள் வங்கி மற்றும் தபால் நிலையங்களில் கொடுத்து மாற்றி கொள்ள வேண்டும் எனவும் அறிவிக்கப்பட்டது. இதையடுத்து, தங்களிடம் உள்ள பணத்தை பொதுமக்கள் வங்கிகளில் டெபாசிட் செய்து வருகின்றனர்.

அதன்படி நவம்பர் 10-ந் தேதி முதல் நவம்பர் 27-ந் வரை ரூ.8.11 லட்சம் கோடி பணம் டிபாசிட் செய்யப்பட்டுள்ளதாக ரிசர்வ் வங்கி தெரிவித்துள்ளது. மேலும் ரூ.2.16 லட்சம் கோடி பணம் வங்கி கணக்கில் இருந்து எடுக்கப்பட்டுள்ளதாகவும் ரூ.33,948 கோடி மதிப்பில் பழைய ரூபாய் நோட்டுகளை கொடுத்து புதிய நோட்டுளை மாற்றம் செய்துள்ளதாக ரிசர்வ் வங்கி தெரிவித்துள்ளது.

மேலும், வங்கிகளில் பணம் எடுப்பதற்கான விதிமுறைகள் நாளை முதல் தளர்த்தப்படும் என ரிசர்வ் வங்கி அறிவித்துள்ளது. வாடிக்கையாளர்களின் தேவையை பரீசிலித்து தேவைப்படும் பணத்தை வழங்க வங்கிகளுக்கு ரிசர்வ் வங்கி அறிவுறுத்தியுள்ளது. கட்டுப்பாடுகளால் பொதுமக்கள் பணத்தை வங்கிகளில் டெபாசிட் செய்ய தயங்குவதை போக்க இந்த நடவடிக்கை எடுக்கப்பட்டுள்ளதாக ரிசர்வ் வங்கி வெளியிட்டுள்ள அறிவிப்பில் தெரிவிக்கப்பட்டுள்ளது. ஏற்கனவே வங்கி கணக்கில் இருந்து ரூ.24,000 மட்டுமே எடுத்துக் கொள்ள அனுமதி வழங்கப்பட்டிருந்தது குறிப்பிடத்தக்கது.

Source: tamil.oneindia.com

Search for higher rates ends at post offices, govt bonds

MUMBAI: Investors are rushing to lock money into post office deposits and a government bond, which are yet to cut interest rates even as banks lower deposit rates.A bank deposit now pays a maximum of 7%, while post office deposits pay 7.8% and the government bond pays 8%. 

"There is a rush amongst investors to lock into longer-tenure products and where there is no announcement of rate cuts so far," said Vikram Dalal, managing director, Synergee Capital. 

For retirees and other investors living on interest income from deposits, financial advisors said, the government savings bonds, which have a tenure of six years for small investors, make sense. 

"There is no reinvestment risk as you can lock in at a rate as high as 8% for 6 years. It works well for those whose income is not subject to tax or who are in the marginal tax bracket," said Dalal. The minimum investments amount is Rs 1,000 and there is no ceiling on the upper limit. The bonds are issued in physical form. 

"The only drawback of this product is that it is illiquid since they are not traded and cannot be encashed in an emergency.However, investors can opt to take a loan on this product, says Anup Bhaiya, MD, Money Honey Financial Services.

Interest rates on bank fixed deposits fell post demonetisation. Banks like SBI, ICICI Bank,HDFC Bank, Kotak Bank have all cut fixed deposit rates by 15-25 basis points (100 basis points is equivalent to 1%). 

Post the rate cuts, a five year fixed de posit fixed de posit from State bank of Indiafetches 6.5%, while HDFC Bank gives 6.75%. Taking a cue from banks, finance companies too have lowered deposit rates. HDFC now offers 7.65% for a five-year deposit, whileGruh Finance is offering 7.5%. 

"The banking system is flush with liquidityand there are not enough avenues to deploy money .Given this and expected rate cuts, fixed deposit rates could head even lower in the coming months," says Shankar S, financial planner at Credo Capital. 
Source : The Economic Times

Rs 32,631 cr deposited in Post offices since demonetisation

New Delhi, Nov 27 (PTI) People have deposited a staggering Rs 32,631 crore in nearly 1.55 lakh post offices across the country following demonetisation of Rs 500/1000 currency notes.

The post offices have also exchanged about Rs 3,680 crore of old currency notes between November 10 and 24, Department of Posts Secretary B V Sudhakar told PTI.

"From November 10 to November 24, we have exchanged 578 lakh notes of value of about Rs 3,680 crore. If you look at the deposits, 43.48 crore old Rs 500 and Rs 1000 notes were accepted as deposits, and their value is about Rs 32,631 crore," he said.

As many as 1.55 lakh post offices -- about 1.30 lakh in rural areas and the rest 25,000 in urban and semi-urban areas -- are playing a "prominent role" in the entire exercise, he added.

During the same period, Rs 3,583 crore was withdrawn from post offices, Sudhakar said.

Following demonetisation of Rs 500 and Rs 1000 notes from midnight of November 8, people rushed to banks and post offices to deposit or exchange old currency notes. Serpentine queues were seen in front of banks, ATMs and post offices with people lining up to get valid currency notes.

Those without postal savings accounts were also permitted to exchange the old notes up to a certain limit in the post offices by producing their identity cards.

While the window of a fortnight to exchange these currency notes over-the-counter at banks and post offices ended on November 24, the old notes can be deposited in bank accounts until December 30.

Fidel Castro, Cuba's leader of revolution, died at 90 - Red salute !

RED SALUTE TO COM. FIDEL CASTRO

Cuba's former president Fidel Castro,  world's longest-serving and most iconic and revolutionary leader, died yesterday at his age of 90. 

MAKE THE 15TH DECEMBER 2016 PARLIAMENT MARCH A HISTORIC SUCCESS

CHALO DELHI – CHALO PARLIAMENT

MAKE THE 15^TH DECEMBER 2016 PARLIAMENT MARCH

 A HISTORIC SUCCESS

20000 CENTRAL GOVERNMENT EMPLOYEES WILL MARCH TO PARLIAMENT

To

1.      All National Secretariat Members (office bearers)

2.      Chief Executives of all affiliated organisations

3.      General Secretaries of all C-O-Cs.

Dear Comrades,

Please refer to the previous circulars on the above subject. Reports so far received at CHQ shows that all affiliates and C-O-Cs are making intensive preparations for the Parliament March to ensure participation of employees as per the quota fixed by the National Secretariat meeting held on 30.09.2016.

AFFILIATES & C-O-CS IN DELHI AND NEAR BY STATES SHOULD ENSURE PARTICIAPTION OF HUNDREDS AND THOUSANDS OF EMPLOYEES.

All affiliated organisations and C-O-Cs in Delhi, Uttar Pradesh, Haryana, Punjab, Rajasthan, Himachal Pradesh, Uttarakhand, Madhya Pradesh, Chattisgarh, Bihar etc. are requested to mobilise hundreds and thousands of employees for the Parliament March. 

CONDUCT CAMPAIGN PROGRAMMES

Please conduct serious campaign programmes. Print notices, posters, circulars etc. and circulate widely among employees and public. Book special conveyance. Bring maximum flags, banners and Placards. Convene your organization’s managing bodies and make effective planning for bringing maximum employees to Delhi. 

ACCOMMODATION FOR PARTICIPANTS

The national Secretariat has decided that the accommodation for the participants from major organisations is to be arranged by the respective organization. For others, if accommodation is required, they are requested to contact the following CHQ office bearers (office bearers of Delhi COC).

1.      Com. Vrigu Bhattacharjee                                                    2. Com. Giriraj Singh

General Secretary, COC Delhi State                                               President, COC Delhi State     

& Financial Secretary, Confederation CHQ                     & Vice President Confederation CHQ

Mob: 09868520926                                                                             Mob: 09811213808

CLIMATE

Climate in Delhi in December will be cold (Sometimes severe cold). Participants may bring warm clothings.

FLAGS, BANNERS & PLACARDS

Participants are requested to bring flags, placards with slogans and banners in large number.

PUBLICITY IN LOCAL MEDIA

Maximum effort may be made to give wide publicity for the Parliament March through local print & electronic media, social media etc.

NATIONAL EXECUTIVE MEETINGS OF CONFEDERATION

National Executive Meeting of the Confederation will be held on 16^th December 2016 (next day of the Parliament March) at New Delhi at 10 AM. Venue: MP’s Club, OPP. NFPE office, North Avenue, New Delhi. All National Secretariat members, Chief Executives of all affiliated organisations (with minimum 500 membership) and General Secretaries of C-O-Cs are requested to attend the meeting without fail. Meeting will continue upto 5 PM. Please book your travel tickets accordingly.

1^ST MEETING OF THE NEWLY ELECTED WOMEN’S COMMITTEE OF CONFEDERATION

1^st Meeting of the newly elected Women’s Committee of the Confederation will be held on 15.12.2016 (Day of Parliament March) at 4 PM at New Delhi. Venue: NFPE office, 1^st Floor, North Avenue Post office building. All affiliated organisations and C-O-Cs are requested to ensure participation of the women committee members nominated by them in the meeting on 15.12.2016 at 4 PM. 

Fraternally yours,

 (M. Krishnan)

Secretary General

mkrishnan6854@gmail.com 

Mob: 09447068125