அனைவருக்கும் இதயம் கனிந்த குடியரசு தின நல்வாழ்த்துக்கள்

Friday 30 December 2016

ONE DAY STRIKE ON 15TH FEBRUARY 2017

·       AGAINST THE BREACH OF ASSURANCE AND BETRAYAL BY GROUP OF MINISTERS OF NDA GOVERNMENT.


·      TO UPHOLD THE SELF-RESPECT AND DIGNITY OF 33 LAKHS CENTRAL GOVERNMENT EMPLOYEES AND 34 LAKHS PENSIONERS.

ABOUT 15 LAKHS CENTRAL GOVERNMENT EMPLOYEES AND AUTONOMOUS BODY EMPLOYEES WILL PARTICIPATE IN THE STRIKE

Thursday 29 December 2016

Fresh guidelines on Sexual Harassment of Women at Workplace (Prevention, Prohibition and Redressal) Act, 2013

Press Information Bureau
Government of India
Ministry of Women and Child Development
28-December-2016 14:43 IST
Fresh guidelines on Sexual Harassment of Women at Workplace (Prevention, Prohibition and Redressal) Act, 2013 issued by DoPT 
WCD Ministry will hold consultations on a regular basis on issues pertaining to the Act: Smt Maneka Sanjay Gandhi



The Minister for Women and Child Development, Smt. Maneka Sanjay Gandhi, had held a review meeting on implementation of Sexual Harassment of Women at Workplace (Prevention, Prohibition and Redressal) Act, 2013 on 26.10.2016. During the meeting, some cases of sexual harassment pending with certain ministries/ departments were also examined. On the basis of the discussions, it was decided that DoPT will issue fresh instructions so that some of the issues can be suitably addressed.

Frequently Asked Questions (FAQs) on withdrawal of Legal Tender Character of the Old Bank Notes

Following are the Frequently Asked Questions (FQAs) related to the withdrawal of Legal Tender Character of the old Bank Notes in the denominations of Rs 500/- and Rs 1000/-  and replies there to:


(Updated as on December 27, 2016)

1. Why is this Scheme introduced?

The incidence of fake Indian currency notes in higher denomination has increased. For ordinary persons, the fake notes look similar to genuine notes, even though no security feature has been copied. The fake notes are used for antinational and illegal activities. High denomination notes have been misused by terrorists and for hoarding black money. India remains a cash based economy hence the circulation of Fake Indian Currency Notes continues to be a menace. In order to contain the rising incidence of fake notes and black money, the scheme to withdraw has been introduced.

Wednesday 28 December 2016

Submit tax saving proofs to your employer to prevent excess TDS




With your company's accounts department knocking on your door to submit income-tax saving proofs, it's time for you to gather all the relevant papers in one place. 

Since April 2016, the department would have been computing taxes on your salary based on the proposed investment declaration submitted by you earlier. 

The taxes deducted at source (TDS) are covered under Section 192 of the Income-tax Act, 1961 making it the obligation of the employer to withhold taxes at the time of payment of salaries. 

Once the actual proof is submitted, the accounts department will compute the taxes based on the proofs of the actual investments made by you. And for that you will have to furnish the documentary evidence of having actually made the investments as per the investment declaration made earlier You can make tax-saving investments different from those declared by you earlier but the deduction from taxable income will be given only on the basis of the actuals submitted and not on the basis of the proposed declaration made earlier. 


The last date for such submissions varies, but most organisations would expect you to submit them by March 10, 2017. However, employers start asking for them in January (in this case Jan 2017) itself as they would like to start deducting tax at source on the basis of tax calculations based on actual investments from January.. This will also enable the employee to finalise tax adjustments, if any, in the balance months of the current financial year (2016-17).If taxes have been deducted in excess or less, accordingly, they will get deducted in the last 3 months of the FY. Do not wait till March as then there wont be any scope for finalising and one could see a huge tax burden in that month and less of take-home pay. 

The documents need not be attached or sent to Income-tax Department at the time of tax filing. Instead, it's the employer who has to receive them from employees and deduct tax accordingly. 


At times it is found that after taking into account the tax saving investments/expenditures, the tax already deducted by one's employer is in excess and cannot be adjusted in subsequent months. In such cases the excess TDS will reflect in the Form 16 and the refund will have to be claimed by you from the I-T Department by filing the appropriate income tax return. 

The important tax saving investment/expenditure proofs include 

Investments - Under Section 80C 

When it comes to investments such as Equity Linked Savings Schemes (ELSS) of mutual funds (MFs), life insurance, submit the ELSS fund statement, premium paid receipts respectively. For Public Provident Fund (PPF), if it is maintained with a bank or a post office, submit photocopies of the passbook showing all the transactions and the account details.In case of Sukanya Samriddhi Scheme and 5-year tax saving fixed deposit, the deposit receipt or a certificate from the bank has to be submitted to the employer. 

Tuition fees 

In case of tuition fees, submit photocopies of the school receipt carrying the schools' seal and signature of the receiver. 

First-time home buyers 

For the current financial year, Section 80EE allows tax benefits for first-time home buyers under which the benefit can be claimed on home loan interest. This deduction is over and above the Rs 2 lakh limit under Section 24 of the Income-tax Act. Hard copies of all the relevant documents have to be submitted. 

House Rent Allowance Exemption 

For those who claim HRA relief, the Permanent Account Number (PAN) of the landlord is mandatory. This condition is not applicable for those whose rent payment is less than or equal to Rs 1 lakh per annum, i.e., Rs 8,333 per month. 

A copy of the lease rent agreement or declaration by the landlord in a prescribed format is to be submitted. Further, ownership proof of landlord of rented premises, which can be house tax receipt or the latest electricity bill or share certificate in case of co-operative society houses have to be submitted. The original rent receipts for the period April 2016 till date have to be provided. 

Housing loan repayment (principal) 

The certificate from a financial institution specifying the principal paid during April 2016 to March 2017 needs to be submitted. Ask the institution to mention the provisional amount for the last 2-3 months of the current financial year as equated monthly instalments (EMIs) would still be pending. 

Loss from housing property - interest on housing loan - self occupied 

The interest certificate from the bank or financial institution, specifying the break-up of interest and the principal amount for FY 2016-17 would be required. Possession/construction completion certificate are a must for availing the relief by some employers. Further, the date of loan taken and the date of possession are mandatory to avail the benefit. 

Loss from housing property - interest on housing loan - let out on rent 

If the house for which loan has been availed is let out, the same should be submitted with certificate from a financial institution specifying principal and interest paid during April 2016 to March 2017 (FY 2016-17). 

New Pension Scheme (NPS) 

There is no need to submit proof of actual Investments in case the investments in NPS is through Corporate Model or Employee Model as the same are recovered and deposited by company in your PRAN (Permanent Retirement Account Number) account. However, if you have opted for investment of Rs 50,000 under NPS on your own, i.e., outside salary, then submission of copies of PRAN card, NPS Transaction Statement for Tier 1 Account is necessary. 

Mediclaim premium 

Call up the insurer and ask him to send the statement for tax purpose under Section 80D. The premium should not be paid by cash and should be paid by cheque or digital transfer from the bank account. 

Conclusion 

It's better to get a confirmation on the actual requirement from your accounts department. Not all will be asking for all the above mentioned documents, while few others might have their own set of requirements. The documents, if not submitted within time, may make you end up with excess TDS which would have to be claimed as refund. Also, as a precaution, retain the original copies for personal income-tax assessment. 

Source:- The Economic Times

Rule 38 case - Registration of the Name of the Official - DOP Order Copy

What are the Products and Services of IPPB or India Post Payment Bank



IPPB is a public limited company under the Department of Posts with an independent Board of Directors. It will be headed by a Managing Director and CEO, and will set up a corporate head quarter and up to 650 branches to manage its functions on a day to day basis. 

IPPB will leverage the physical and IT infrastructure of the Post office and be set up on a lean operating model. It will focus on low-cost, low-risk, technology based solutions to extend access to formal banking.

Products and Services of IPPB


1. IPPB Payment Services

IPPB will provide the benefits of payments and remittances to the customers, by adopting newer, efficient processes and technologies such as mobile based payments, digital wallets and innovative payment and remittance products that are continuously emerging in the market today.
Combined with doorstep cash payment options like traditional money orders, IPPB will differentiate itself from the other players while comparing well with all other benefits offered by competitors.
IPPB will drive the benefits of financial inclusion by bringing a host of financial products to suit the needs of different strata of society with special focus on the marginalized sections and citizens in rural areas. In so doing it will also provide the following proposed services: 

  • Direct Benefits transfer (DBT) of social security payments of various Ministries. 
  • Utility bill payments for electricity, water, telephone, gas etc.
  • Facilitate payments of various Central and State Govt& Municipal dues, taxes and fees/taxes of various Universities/ educational institution.
  • Person to person remittances both domestic and cross-border. Special focus will be on providing, economical, safe and convenient money transfer facilities to migrant labourers, NRIs remitting money to relatives, institutions etc.
  • Demand Deposits (Current account and Savings Account)- with special focus on MSMEs, small entrepreneurs, village panchayats & SHGs.
  • Distribution of third party financial products such as Insurance (health & general), mutual funds and pension products.
  • Access to formal credit products by acting as BCs of banks & MFIs.
Product innovation will be a continuous exercise to expand the bouquet of services adapting to the evolving needs of its customers and the rapid advancements in communication and payments technologies.

2. IPPB Banking Services

Apart from savings account with up to INR 1,00,000 in deposit, the products offered by IPPB are different from POSB products. POSB savings accounts do not have any limit unlike payments bank savings account. On the other hand, payments banks, can offer current accounts for use by businesses and institutions whereas POSB does not offer these accounts. Other kinds of deposits under POSB are unique to it and will not be on offer by the payments bank. The purpose of the savings accounts and current accounts of IPPB is to facilitate flow of money and payments of different kinds from Government to Citizen, Citizen to Government, Citizen to Citizen, Citizen to Businesses and Businesses to Citizens whereas the POSB accounts are mainly savings instruments.

Apart from the existing customers of the DoP, IPPB will focus on the underbanked and unbanked population in different parts of the country. It will also try to target services for MSMEs, senior citizens, students, migrant population, low income households, unorganized sector and other groups with special service requirements. In addition to its own products, the payments bank will partner with third parties to offer a wide range of financial and banking services to cater to the needs of its target segments.

The customers will have the choice of the amount they want to leave in their IPPB account at any point of time and they will earn interest on their money in these accounts also. They would be able to channel money from their IPPB accounts to any of the POSB schemes. For example, an IPPB customer will be able to use money in his account to open and service a RD/ TD/ SSY or any other POSB account. Thus, both IPPB and POSB can synergistically serve the customers.

7th Pay Commission: Demonetisation a blessing in disguise for central government employees

New Delhi, Dec 27: Central government employees, who have been waiting for higher allowances as the recommendations of the 7th Pay Commission, should not be worried as the government will be in a position to implement the 7th CPC recommendations, thanks to demonetisation. The demonetisation of old Rs 500 and Rs 1000 currency notes that caused cash shortage has made central government employees little anxious, but report by BofA Merrill Lynch Global Research and statement of Reserve Bank of India Governor Urjit Patel will bring smile on their faces.


According to the BofA Merrill Lynch report, Pradhan Mantri Garib Kalyan Yojana, 2016 will bring huge amount in government’s pocket to offset the financial implication of implementing the 7th Pay Commission recommendations. The Pradhan Mantri Garib Kalyan Yojana was announced after demonetisation for declaring unaccounted income.

“The Government announced that the second income disclosure scheme (IDS II) will run till March 31. We continue to estimate that it will net the fisc about Rs1000bn/0.7% of GDP of additional taxes. This should allow Finance Minister Jaitley to hold the FY18 fiscal deficit at 3.5% of GDP – same as FY17’s – and at the same time fund the 7th Pay Commission and recapitalize PSU banks, without cutting back on public capex,” BofA Merrill Lynch said in a note. Earlier, the RBI had made clear that the implementation of the 7th Pay Commission recommendations for central government employees won’t have an inflationary impact.


Earlier we reported that the central government employees will have to wait til March, 2017 to get their higher allowances under the 7th Pay Commission recommendations. Centre is planning to pay higher allowances without arrears. Sources in the Finance Ministry also said the Centre is considering to hike higher allowances for its employees. However there is no report about when the government will start paying higher allowances as recommended by the 7th Central Pay Commission.

The issue of higher allowances has been referred to the ‘Committee on Allowances’. The committee is yet to submit its report. Until acceptance of higher allowances, under 7th Pay Commission, the allowances are now paid according to the 6th Pay Commission recommendations.
Source :  http://www.india.com/

Monday 26 December 2016

Pay PLI Premium through Debit / Credit Card without Service Charges & its activation procedure

 Please apply for online payment registration with aadhar, email and mobile number update in PLI records Today's Good News You can pay premium through Debit card ( ATM) / Credit card without any extra charge


How To Update Phone Number, Email Id For PLI Customers For Allowing Online Access 

To incorporate the mobile number and email address in the System the following procedures are to be followed by CPC.

1.  The policy holder is to submit an application to the CPC Head on person or through mail stating his/her policy number, Mobile number and email address ( Email address should be written on capital letters so that no mistake will occur by the CPC personnel while data entry is to be done) requesting incorporation of the same in the System. He/She is to enclose self attested photo copies of policy bond or first page of the P.R.Book and identity proof (photo copy Aadhar or Voter Card).
2.     He will submit these to the CPC and take receipt for submission of application, generated from the System.
3.     The CPC personnel will then follow the procedure as same as change of address done. i.e scan the documents, do ECMS and Data Entry and then Quality Check &.Finally Approval.
4.     After approval.

The CPC personnel will send him/her the reply to his/her Email address.to the effect that ' Your mobile number and email address has successfully been incorporated in the System. You may now feel free to register your policy online, set your password as per your choice and perform all sorts business relating to PLI/RPLI, as and when, required without visiting any Post Office or CPC.

Sunday 18 December 2016

Postal scam kingpin taken in CBI custody for questioning


HYDERABAD: CBI officials, who are investigating the cases of irregularities that took place in post offices after demonetisation of high-value currency, have taken prime accused K Sudheer Babu, former postal officer, into five-day custody for questioning following court orders. 

Sudheer Babu, an Indian Postal Service officer of the 2011 batch, was working as senior superintendent of post offices, Hyderabad City Division, colluded with some individuals to help them exchange demonetised currency notes. 

Sudheer Babu allegedly had links with law student Nithin and businessman Narasimha Reddy. Some businessmen also benefited from him by getting huge cash in 2000-rupee denomination notes. 

CBI registered cases in connection with the fraud detected at the Himayatnagar, Golconda and Karwan Sahu sub post offices.

Saturday 17 December 2016

பாராளுமன்ற பேரணி --மகாசம்மேளனம் பெருமிதம்


மூடுபனி -- புயல் --வடமாநிலங்களில் பல இடங்களில் தொடர்வண்டி சேவைகள் நிறுத்தம் -இதையும் தாண்டி ஊழியர்களின் எழுச்சியையும் -அரசின் மீதான கோபத்தையும் காண முடிந்தது .
இதை சரியாக பயன்படுத்திக்கொள்ள வேண்டும் என்பதுதான் ஒவ்வொரு ஊழியர்களின் விருப்பம் .புதிய அலவன்சுகள் வாங்காமல் ஒரு வருடம் முடியப்போகிறது .இனி கொடுத்தாலும் அதை 01.01.2016 முதல் கிடைக்க முழு முயற்சிகள் மேற்கொள்ள வேண்டும் .ஒருகையில் சம்பளத்தை அதிகரித்து கொடுத்துவிட்டு மறுகையில் வருமானவரி என்ற பெயரில் பிடித்தம் --தனிநபர் வருமான உச்சவரம்பை உயர்த்தவேண்டும் என்ற நமது கோரிக்கைகளை இன்னும் அழுத்தமாக முன்னெடுத்து செல்லவேண்டும் .இல்லையென்றால் ஊதிய உயர்வு என்பது அர்த்தமற்றதாகிவிடும் . பண்டிகைக்கால முன்பணம் ,வட்டியில்லா கடன்கள் போன்றவைகளை ஊழியர்களுக்கு மீண்டும் வழங்கிட வேண்டும் .
15TH DECEMBER 2016 PARLIAMENT MARCH
AN UNPRECEDENTED SUCCESS

AN OUTBURST OF RESENTMENT, ANGER AND PROTEST AGAINST THE TOTALLY NEGATIVE STAND OF THE NDA GOVERNMENT

INSPITE OF CANCELLATION AND DELAYED RUNNING OF SEVERAL TRAINS IN NORTH INDIA DUE TO HEAVY FOG AND THE HAVOC UNLEASHED BY THE CYCLONE IN TAMILNADU,

ABOUT 15000 CENTRAL GOVERNMENT EMPLOYEES PARTICIAPTED IN THE PARLIAMENT MARCH AND RALLY

ONE DAY STRIKE ON 15TH FEBRUARY 2017

AGAINST THE BETRAYAL AND BREACH OF ASSURANCE BY THREE CABINET MINISTERS OF NDA GOVT. VIZ. SRI RAJNATH SINGH, HON’BLE HOME MINISTER, SRI. ARUN JAITLEY, HON'BLE FINANCE MINISTER AND SRI SURESH PRABHU, HON’BLE RAILWAY MINISTER.

DEMANDING IMMEDIATE SETTLEMENT OF THE 21 POINTS CHARTER OF DEMANDS SUBMITTED TO GOVT. (SEE CHARTER OF DEMANDS PUBLISHED BELOW).

A massive Parliament March was conducted on 15th December 2016, as per the decision of the Diamond Jubilee year National Conference of the Confederation held at Chennai in August 2016. Central Government employees from all over the states belonging to all affiliates of Confederation participated in the March and Rally. Autonomous bodies employees and pensioners, Central Government Pensioners etc. are also extended their support and solidarity by joining the rally.

Inspite of cancellation and delayed running of several trains in North India due to fog and also the havoc unleased by the Cyclone in Tamilnadu, participation of about 15000 employees in the Parliament March and Rally made it a resounding success. As decided by the National Secretariat One day Strike on 15th February 2017 was declared in the Rally.

The rally after the Parliament march was presided over by the National President of the Confederation Com. K. K. N. Kutty. Com. M. Krishnan, Secretary General, announced the decision to go on one day nation wide strike on 15th February 2017.

Tuesday 6 December 2016

முதல்வர் மறைவையொட்டி அஞ்சல் அலுவலகங்களுக்கு 6-12-2016 அன்று ஒருநாள் விடுமுறை


Today 06.12.2016 Holiday for Tamil Nadu circle  on account of Chief minister`s death




         In pursuance of the orders communicated dte letter and om no.456 dated 03.01.1987 it is hereby declared that today (i.e) 06.12.2016 is a local holiday for Tamil Nadu on account of Chief minister`s death eod instructions will follow 


Sachin kishore


************



From: CPMG Tamilnadu Circle
Sent: 06 December 2016 09:19
Subject : Closed Holiday on 6 December 2016
Madam/ Sir,
I am directed to intimate that as per the Directive of Directorate all the offices in Tamilnadu Postal Circle will have closed holiday on 6 December 2016.
Asst. Director (Admin)
O/o the Chief Postmaster General
Tamilnadu Circle, Chennai

முதல்வர் ஜெயலலிதா இயற்கை எய்தினார் - கண்ணீரில் மிதக்கிறது தமிழகம்

கோடானுகோடி மக்களை மீளாத் துயரில் ஆழ்த்திவிட்டு அம்மா உயிர் பிரிந்தது: கண்ணீரில் மிதக்கிறது தமிழகம்

தமிழக முதல்வர் ஜெயலலிதா | கோப்புப் படம்
உடல்நலக் குறைவு காரணமாக கடந்த 75 நாட்களாக அப்போலோ மருத்துவமனையில் சிகிச்சை பெற்று வந்த முதல்வர் ஜெயலலிதாவின் உயிர் திங்கட்கிழமை இரவு 11.30 மணிக்கு பிரிந்தது. அவருக்கு வயது 68.
முதல்வர் ஜெயலலிதாவின் உயிர் பிரிந்த தகவல், அப்போலோ மருத்துவமனை நிர்வாகம் நள்ளிரவில் அதிகாரபூர்வமாக வெளியிட்ட செய்திக் குறிப்பில் தெரிவிக்கப்பட்டது. இதையடுத்து, ஒட்டுமொத்தமே தமிழகமே சோகத்தில் ஆழ்ந்துள்ளது.
7 நாட்கள் துக்கம் அனுசரிப்பு
முதல்வர் ஜெயலலிதாவின் உடல் போயஸ் கார்டன் இல்லத்துக்கு கொண்டு செல்லப்பட்டு, இறுதிச் சடங்குகள் நடைபெற்ற பிறகு, அங்கிருந்து ராஜாஜி ஹாலில் செவ்வாய்க்கிழமை மக்கள் அஞ்சலி செலுத்துவதற்காக வைக்கப்படுகிறது. 7 நாட்களுக்கு துக்கம் அனுசரிக்கப்படுவதாக தமிழக அரசு அறிவித்துள்ளது.